Hearings, Reports and Prints of the Senate Committee on the Judiciary, Часть 1U.S. Government Printing Office, 1967 |
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Стр. iii
... Maximum rate limits on loans and credit transactions .. Exhibit 4 : Table 3 : Prima facie maximum permissible rates for credit life insurance .. Exhibit 5 : Table 4 : Prima facie maximum permissible rates for credit accident and health ...
... Maximum rate limits on loans and credit transactions .. Exhibit 4 : Table 3 : Prima facie maximum permissible rates for credit life insurance .. Exhibit 5 : Table 4 : Prima facie maximum permissible rates for credit accident and health ...
Стр. 3
... record at this point a compilation of all of the State laws which establish maximum rate limits on loans and credit transactions , and maximum rate limits on credit life insurance and credit accident and health insurance . One table ...
... record at this point a compilation of all of the State laws which establish maximum rate limits on loans and credit transactions , and maximum rate limits on credit life insurance and credit accident and health insurance . One table ...
Стр. 4
... Rate Limit in State Statutes on Loans and Credits State Contract Rate Legal Rate Legal Judgment Rate Industrial Loan 8 % 6 % 6 % 3 % / 2 % - $ 200 ; over $ 200 $ 1 per $ 5 under $ 75 ... Maximum rate limits on loans and credit transactions.
... Rate Limit in State Statutes on Loans and Credits State Contract Rate Legal Rate Legal Judgment Rate Industrial Loan 8 % 6 % 6 % 3 % / 2 % - $ 200 ; over $ 200 $ 1 per $ 5 under $ 75 ... Maximum rate limits on loans and credit transactions.
Стр. 12
... Maximum Credit Life. Exhibit 3 : Table 2 Rate Limit in State Statutes on Loans and Credits State Contract Rate Legal Rate Judgment Rate Small Loan Industrial Loan Vermont 6 % 6 % 21 / 2 / 1 % - $ 125 ; $ 300 ; over ; per month Virginia ...
... Maximum Credit Life. Exhibit 3 : Table 2 Rate Limit in State Statutes on Loans and Credits State Contract Rate Legal Rate Judgment Rate Small Loan Industrial Loan Vermont 6 % 6 % 21 / 2 / 1 % - $ 125 ; $ 300 ; over ; per month Virginia ...
Стр. 14
... Maximum Credit Life Insurance Rates Permitted under Statutes and Regulations ( expressed as cents per $ 100 of initial indebtedness ) Sold in connection with small loans 75 Sold in ... maximum permissible rates for credit life insurance.
... Maximum Credit Life Insurance Rates Permitted under Statutes and Regulations ( expressed as cents per $ 100 of initial indebtedness ) Sold in connection with small loans 75 Sold in ... maximum permissible rates for credit life insurance.
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accident and health Aetna Alinco American amount ance Arizona Association bank Benefits Incurred borrower cents CHUMBRIS claim Code COHEN commissions committee competition consumer credit insurance contract Corp Corporation cost court coverage credit accident credit health credit life insurance creditor debtor disability dividends dollars DUROSE earned premium excessive Exhibit expenses Federal finance charge finance company GAMBRELL group credit group policy HARMATZ health insurance included income indebtedness Indiv installment insurance business insurance charges insurance commissioner insurance company Insurance Department insurance industry insurance premiums interest Kansas legislation lender loan companies loss ratio Maryland maximum rates ment model bill month monthly mortgage NAIC National Old Republic Pacific paid pany payment percent POLOVOY premium rates profit Rate Credits refund regulation reinsurance reinsurance treaty reserves sale of credit SCHULTZ Section Security Senator HART South Carolina statement subcommittee surance term Texas tie-in tion transaction unearned usury
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Стр. 229 - THE SHERMAN ACT Every contract, combination in the form of trust or otherwise, or conspiracy, in restraint of trade or commerce among the several states * * * is hereby declared to be illegal. * * * Every person who shall make any contract or engage in any combination or conspiracy hereby declared * * * to be illegal shall be deemed guilty of a misdemeanor,
Стр. 132 - Tying agreements fare harshly under the laws forbidding restraints of trade, being unreasonable in and of themselves whenever a party has sufficient economic power with respect to the tying product to appreciably restrain free competition in the market for the tied product and a not Insubstantial amount of Interstate commerce Is affected.
Стр. 335 - THESE SECURITIES HAVE NOT BEEN APPROVED OR DISAPPROVED BY THE SECURITIES AND EXCHANGE COMMISSION NOR HAS THE COMMISSION PASSED UPON THE ACCURACY OR ADEQUACY OF THIS PROSPECTUS. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE.
Стр. 690 - known as the Federal Trade Commission Act, as amended, shall be applicable to the business of Insurance to the extent that such business Is not regulated by State law. (Mar.
Стр. 296 - nant business activity during the taxable year is the issuing of insurance or annuity contracts or the reinsuring of risks underwritten by insurance companies. Thus, though its name, charter powers, and subjection to' State insurance laws are a tax on Investment Income with a tax on one-half of underwriting Income and provided for a tax on the remainder of the
Стр. 295 - at pp. 320-323. • . . , . health and accident insurance, and the life insurance reserves * * * plus unearned premiums and unpaid losses on noncancellable life, health, or accident policies not included in life insurance reserves, of which comprise more than 50 per centum of its total reserves.
Стр. 229 - shall be punished by fine not exceeding $5,000, or by imprisonment not exceeding one year, or by both said punishments, in the discretion of the court. Every person who shall monopolize, or attempt to monopolize, or combine or conspire with any other person or persons, to monopolize any part of the trade among the several states. * * * shall be deemed guilty of a misdemeanor,
Стр. 295 - insurance policy means a contract which the insurance company is under an obligation to renew at a specified premium, and with respect to which a' reserve in addition to the unearned premium must be carried to cover the renewal obligation. In view of the fact that clas• qualify as a life insurance company.
Стр. 127 - loss of time resulting directly and Independently of all other causes from bodily injuries sustained during the term of this policy and effected solely through accidental means, and against loss of time resulting directly and Independently of all other muses
Стр. 297 - significant in determining the business which a company is authorized and intends to carry on. it is the character of the business actually done in the taxable year which determines whether a company is taxable as an insurance company under the Internal Revenue Code. (Italics supplied.] Here the fact is