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certain as that two and two make four," with this advantage besides, that two and two, in a Savings' Bank make more than four. To give you a fair view of the way in which money will grow by good husbandry, you may see the tables of interest, wherein the sayings which you may deposit per week are put down, with the sum to which they will amount in a certain time, which time may be longer or shorter, according to your own wants and convenience; for you will be the complete owners and masters of your own property, to keep it in the Bank, or take it out when you please, and as you please.

Reflect on these further considerations

A Savings Bank suits every one's convenience and circumstances. It receives just what you can spare, and when and as long as you can spare it, and your money is all your own, and always your own. You can deposit a shilling, five shillings, a pound, or any other sum not less than a shilling ; this may be done weekly, or monthly, or quarterly, or now and then just as it happens. Here, at all times, the fruits of industry may be safely lodged ; and, what is more, while here they remain, they are on the increase ; and, like seed in the ground, they are producing a new crop. Remember; however, that it is of great importance to put in regularly; weekly if you can-if not, monthly, or quarterly The latter you may do, if in place in a Gentleman's family, where, as your necessary expences are small, you have a good opportunity for saving.

If you live at your own expence, your sarings will be much increased by the observance of two rules. First, make it a rule to pay ready money for every thing ; for the tradesman who gives credit will make an additional charge for being kept out of his money. Secondly ; learn the art of good management, and contrive to make every article of provision go as far as you can. That much depends

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on this rule is proved by the fact which so often oc

, ' of two stanced in all respects, one, by good management, lives comfortably; the other, for want of good management, is always in difficulty and distress.

Do not suppose that, by putting your money into a Savings' Bank you will be in danger of losing any advantage you might otherwise hope to enjoy. On the contrary by shewing a saving and prudent disposition, you will gain a fresh title to confidence. A servant who has saved money will, therefore, be thought, more trust-worthy ; and, if out of place, will find it more easy to get a new situation. So a journeyman, who is a depositor in a Savings" Bank, will, if equally skilful, get employment more easily than another; for every one must feel, that those who save their money are more to be depended upon.

One word more. It ought to be known and un-derstood, that, in order to encourage Savings Banks, the Government of this highly-favoured country have passed several Acts of Parliament, to guard and secure money and a certain and unalterable interest for the money, so that those who put into these Banks can never lose any thing by the falling of the stocks, but whatever sum they have ever put in, they shall receive the exact sum again with all its interest,

Sent BY A NAMELESS CORRESPONDENT.

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QUESTIONS FROM WATTS'S HYMNS.

(Continued from page 16.).

HYMN VI.

Praise for the Gospel.
LORD, I ascribe it to thy grace,
And not to chance, as others do,
That I was born of Christian race
And not a Heathen or a Jew.

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What would the ancient Jewish kings, {
And Jewish prophets once have givin,
Could they have heard those glorious things,

?")
How glad the heathens would have been,
That worshipp'd idols, wood and stone,
If they the book of God had seen,
Or Jesus and bis Gospel known!
Then if this Gospel I refuse,
How shall I e'er lift up mine eyes ?
For all the Gentiles and the Jews,
Against me will in judgment' rise.
To what do you ascribe the mercy of having
Christian parents ?

To the favour of God.
Does any thing happen to us by chance ?
No.

What do we acknowledge in one of the Collects of our Church-service, with respect to the Providence of God?

That his "never-failing Providence ordereth all things both in heaven and earth."

Who were those who would have rejoiced to see " those glorious things which Christ revealed and brought from heaven?"

Many of the ancient Jewish kings and Jewish prophets.

Were any of the believers in the Old Testament permitted to see these things afar off ?

Yes.
Mention one of them?
Abraham.
Where do you learn this?

John viii. 56. “ Your father Abraham rejoiced to see my day; and he saw it and was glad.”

What was the peculiar promise whieh God gave to Abraham ?

That in his seed should all the nations of the earth be blessed.

How was this promise fulfilled ?

.

By the birth of Jesus Christ, who sprung from the seed of Abraham.

Which of those 'ancient prophets that you are speaking of knew, and wrote most of, the expected Messiah ?

Isaiah. Can you

mention any one who was both a Jewish king and a Jewish prophet, who was likewise inspired to write much of the promised Saviour?

David.

Prove from our Lord's own words that David and the rest of the Prophets in the Old Testament wrote of him?

Luke xxiv. 44. “ And he said unto them, These are the words which I spake unto you, while I was yet with you, that all things

must be fulfilled which were written in the law of Moses, and in the prophets, and in the Psalms concerning me.

What did the heathen worship?
Idols of wood and stone.
Which Commandment forbids this?...
The second.

Is there any other way in which this Command. ment can be broken? Yes, by loving any thing better than we love God.

refuse the , not shew our belief in it by our obedience to its commandments, what may we expect?

the Jews and Gentiles will rise up in judgment against us.

Why? Because we enjoy much greater privileges and advantages than they were possessed of.

.

That even

TIME.

Time by moments steals 'away,
First the hour, and then the day:
Small the daily loss appears,
Yet it soon amounts to years.

Days and years and months have flown,
They are now, no more, our own;
But we never must forget,
They have left us much in debt.
Favours from the Lord receiv'd,
Sins that have his spirit griev'd,
In his book recorded stand,
Mark'd by an unerring band.
Shall we then increase the store?
Still be eareless as before?
0, forbid it, gracious Lord,
Teach as by thy heav'nly word.
Lord, in merey to us shew,
What a mighty debt we owe ;
With Christian faith possess our mind,
And let us full forgiveness find.

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CHEAP RECEIPTS. A corresPONDENT, signed J. has supplied us with the following receipts.

Cheap Fuel.-Coal, charcoal, or saw-dust, one part; sand, two parts; marl or clay, one part ; make the balls up wet, of a convenient size; when the fire is sufficiently strong, place these balls little above the top bar. The fire will want no fuel for ten hours, and will need no stirring.

Cheap Bread. Take pumpkins, and boil them in water until it is quite thick, and with the decoction mix flour, so as to make dough. It makes excellent bread, the proportion is increased a third, and it keeps good a length of time. .

Substitute for Candles. Meadow rushes, such as they tie hop shoots to the poles with. Cut them full

grown, but still green. Cut off the ends, leaving the prime part. Take off all the skin, excepting

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