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upon it."

“Your figures cannot be correct, Mary." know my father has promised to give you said he.

the land when you have the means to Why not?”

build a house upon it." "My salary is all used up, and you “It will be a long while," laughed the can account for only four hundred and husband. ninety-two dollars of it."

“Five or six years, perhaps, if you are “You must explain the balance." prudent. Hasn't the President of your

“I! Why, Mary, I have not been ex- Bank promised you a thousand dollars travagant. It is true, I buy a great many a year?" little things in the course of the year,

“Yes." but they are hardly worth the mention.” "Then you can certainly save four

“Ah! there's the mischief. That is hundred dollars a year.” where the money goes, you may depend

“There are a thousand things we want

when my salary is raised." “Nonsense! You women don't under “But we can do without them." stand these things."

“I suppose we can." “Of course we don't!"

“Just look here, Charles." “Well, your figures show that you Mrs. Converse took from her pocket a don't. Where have the three hundred circular, issued by the “People's Savings dollars gone to, then?"

Bank,” in which the accumulation of se"I don't know, Charley. I haven't veral small sums, deposited weekly and the least idea. I am sure that I have got quarterly, were arranged in a table. down all the items that came within my

"Fifty dollars deposited every quarter knowledge. I am positive that you have will net in five years, one thousand one brought home no article of any descrip-hundred and forty-one dollars twenty. tion that has not been entered upon the five cents!” continued she, reading from book-I mean the articles of food and the circular. clothing, and things for the house." “ Bah !” added Mr. Converse. “But just look at it a moment. You

“That sum would build a very comdon't mean to say that I have spent three fortable house; and when your salary is hundred dollars over and above our ne- a thousand dollars a year, you can save cessary expenses ?” said Charles, a little more than fifty dollars a quarter." warmly.

A five cent institution, isn't it?" ask“I don't mean to say anything abouted the young man. it, for I don't know anything about it." But he was much impressed by the

“Now I think of it, there's my life in- reasoning of his wife, and in the course surance; have you got that down ?" of the evening he carefully read the cir“I have not."

cular of the " People's Savings Bank." “There is forty of the three hundred." Certainly he had every inducement for

“But it leaves two hundred and sixty- being saving and economical. He had eight dollars unaccounted for."

lived very cheaply in a small house be"It would take a great while to collect longing to his father-in-law, for which he money enough to build a house, even if paid a merely nominal rent. the whole of this sum were saved." His wife's father was a wealthy far

“Not a great while, Charles. Youmer, or rather he had been a farmer, b'e



fore his domain was invaded by the march Charles read over and over the circular of improvement, and his pastures and of the Savings Bank in the evening, mowing lots laid out into house lots. As figured up the statistics, and wondered it was, he still, from the force of habit, what had become of that two hundred improved a few acres, kept a couple of and sixty-eight dollars. cows, a “henery,” and half a dozen pigs. Before he went to bed he had matured

Charles Converse found this proximity a resolution, though he did not say a to the “old folks at home," rather satis- word to his wife about it. factory, in a pecuniary as well as a so The next day Charles Converse receivcial point of view, for his larder was cd a quarter's salary, and his first step, partly stocked from the farm; and, of after receiving it, was to visit the Peocourse, no account was ever made of half ple's Savings Bank, where he deposited a pig, a barrel of apples or potatoes, or a fifty dollars. pair of chickens. Milk and eggs were so But the hundred and fifty dollars which much better and fresher from "pa's," he had left, burned in his pockets. It that of course the young couple never de- was all he had to carry him through the sired to obtain them from any other ensuing three months. There was a

dozen little things that he wanted, and a They lived cheaply, and lived in clover dozen big ones, for that matter. Against besides. Charles never liked to talk about the latter he resolutely set his face, though financial matters with “pa,” because the in consideration of the fact that his salworthy old gentleman used to tell how ary would be a thousand dollars a year, he lived on a hundred and fifty dollars a after the next pay-day, he had a week year after he was married—thought he before made up his mind to have them. had a fat salary, and supposed, of course,

Among other things, his cigar case was he saved four hundred dollars a year out

empty, and he stepped into a cigar-shop of it—and always wound up by saying

to have it replenished. Cigars were a that he would give him a lot-might take his pick of all he owned—Whenever he great luxury-in fact, a necessity to him,

in his own opinion. got ready to build.

The proprietor of the establishment All these things rather worked upon placed a box of the fragrant rolls upon Charles Converse. He hadn't saved a

the counter. dollar, and what was more, there was no

“Something new," said he. present prospect that he ever would do

Charles took up a handful and smelt The promised advance in salary was them. already appropriated to sundry luxuries.

“Best cigars in the market," continued The idea of taking Mary to the opera, or the vender. & pleasant trip to Niagara, and other

"Tip-top," replied Charles, inbaling amiabilities, had taken possession of him. the grateful odor.

But the reasoning of his wife had pro “How do you sell them ?" duced a strong impression upon his mind. “Four cents apiece." She had been brought up in the strictest Six of them were transferred to the

case, habits of economy. Her father, though a quarter of a dollar thrown down, and, rich, had an army of children; but they as it was not magnanimous to pick up a were all wealthy in their thrifty habits. copper's change, he left the store. But

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then a little fellow inside seemed to say, “Yes, my dear, female influence the

Charley, you can't afford to smoke influence of a wife,"—and the husband such cigars as those. They will hardly playfully kissed her. “I am convinced last you two days. If you must smoke, of sin, and converted too, which is better buy a cheaper cigar than that. You will still

. I am resolved to be prudent, econot be able to build your house in ten nomical, saving, eren parsimonious." years at this rate."

“I am glad to hear it."

"And the house will be built in just He did not pay much attention to the monitorial voice, however, and as he five years, according to the programme of passed along he drank a sherry cobbler the Savings Bank.” himself, and paid for three friends, whom As he spoke, he took from his pockets he could not help asking to drink with three of the city evening papers. him.

“Not quite cured, Charles," said Mary At the Confectioner's a Charlotte Russe with a smile. was disposed of, and so on to the end of “What do you mean?” the chapter. And these were his daily

Journal, Transcript, and Traveller, habits. It was only a six-pence or a two cents each," laughed Mary. “ You quarter at time, and these were so ridicu- are determined the publishers shall live." lously small, that they never caused "Why, Mary, you wouldn't have me him a thought. The idea that they ab- live without a newspaper, would you? sorded any considerable portion of his That would be a depth of barbarism to salary, never occurred to him. He al- which I would never descend,” replied ways gratified his appetite or inclination Charles, with a look of astonishment at in these matters, and they had come to be the interesting mentor. regarded as necessities.

“Certainly not; but is not one paper Still, Charles Converse had turned a day enough ?" over a new leaf. He refrained from pur “That's but a trifle." chasing a great many articles which he “The rain falls in drops, but washes had intended to get when he received his the whole earth. Four cents a day for a quarter's salary, and as he seated himself year, amounts to about twelve dollars.” in the cars, he congratulated himself on Charles scratched his head. It was a the firmness with which he had carried most astounding revelation to him. out the resolution of the previous even “You are right, Mary; one paper is ing.

enough." “You are late, Charles," said Mary, Charles ate his supper, but was moody when he reached his sunny little cottage. and abstracted. A new idea was pene

“I have been paying my quarter bills,” | trating his brain, which, he began to replied he, with a smile. "Here they think, had been rather muddy on finanare my sweet accountant."

cial affairs. He threw the bills upon the table, and As he rose from the table, he took out while she was examining them, he threw his cigar case, and as he did so, the little his bank-book in her face.

fellow within, who had spoken to him “What!” exclaimed she, in astonish- when he came out of the cigar shop, bement, as she saw the book. * Fifty gan to upbraid him pretty sharply. He dollars !"

burned his fingers in attempting to light BE


the fragrant roll, and then relapsed into a Saving's Bank, and as his habits improvfit of deep musirg.

ed afterward, and his salary still further “Eh? Oh, I was thinking how much increased, much greater sums were addtwelve times three hundred and sixty- ed. five are."

In four years the house was built, new “Twelve means twelve cents, I sup- furniture bought and paid for, and Charles pose ?” said she, performing the problem is considered one of the most thrifty on the margin of the newspapers.— young men in the town-all of which “Here it is-forty-three dollars and propitious events, we honestly believe, eighty cents.”

had their origin in the beneficent influ"For cigars," added he, blankly. ence of the Saving's Bank,whose circular

"Which added to the sum paid for su- had opened his eyes and stimulated him perfluous newspapers, makes fifty-six dol- to carry out his resolution. Boston Jour. lars and twenty-eight cents.”

“And twenty for shaving, which I CHANGES IN ORTIOGRAPIIY. may do myself, are seventy-six dollars and twenty cight-cents,” continued he,

The following specimens of the Lord's taking the pencil and ciphering away Prayer, in the style in uso at various pewith all his might for a few moments.

riods, will exhibit the changes which our " Glerson's Pictorial, Home Journal, vernacular has undergone since its forSaturday Courier, and our county pa- mation, six centuries ago : per," exclaimed Charles, looking with

A. D. 1300.-Fadir our in hevene, Haleamazeinent into the face of his wife.

wyd by thi name, thi kingdom come, Thi "I don't want you to do without that, wille be don as in hevene and in erthe, said his wife.

Oure urche dayes bred give us to day."Sherry cobblers, ice creams, and oys- And forgive us ourc dettes, as we forgive ters, over a hundred dollars," continued our dettoures, And lede us not into temphe, turning to his figures again.

tation, Bote delyvere us of yvel.“Indeed!”

Amen. “I begin to see where the two hundred A. D. 1380.-Oure fadir that art in and sixty-eight dollars have gone to,” heunes hallowid be thi name, thi kingsaid he.

dome come to, be thi wille don in erthe as “And sherry cobblers are worse than in heune, geve to us this day our breed useless. I had no idea you drank, oure other substaunce, forgeue to us our Charles."

dettis as we forgouen to our dettouris, "Say no more, Mary, I am done." lede us not into temptation ; but delyuer

And he was done. The idea of « sav- us from yeul. Amen. ing up” something took complete posses A. D. 1534,-0 oure father which arte sion of him-not so far as to make him in heven hallowed be thy name. Let niggardly—but far enough to make him thy kingdome come. Thy wyall be fulabandon the four-cent cigars, three even-filled as well in earth as it ys in heven. ing papers, the confectioner's compounds, Geve vs this daye our dayly breede.--and especially sherry cobblers.

And forgeve vs oure trespases, even as On the next quarter day one hundred we forgeve our trespacers. And leade vs dollars was added to his deposit at the Inot into temptacioun; but delyver vs

from evell. For thyne is the kingdome So she, our sweet Saint Florence, modest, and and the power and the glorye for ever.

still, and calm,

With no parade of martyr's cross, no pomp of Amen.

martyr's palm, A, D. 1582.-Ovr father which art in

To the place of plague and famine, foulness, heauen, sanctified be thy name. Let thy

and wounds and pain, kingdom come. Thy will be done, as in went out upon her gracious toil, and so returns heaven, in earth also. Giue vs to day again. our super-substantial bread. And for

No shouting crowds about her path, no multigiue vs our dettes, as we also forgiue our

tudes' hot breath, detters. And Icad vs not into tempta- To feed with wind of vanity the doubtful fires tion. But delieur us from evil. Amen.

of faith; A. D. 1611.–Our father which art in Her paths by hands official all unsmoothed, her heauen, hallowed be thy Name. Thy aims decried kingdome come. Thy will be done, as in By the Levites who, when need was, passed on heauen. Giue vs this day our dayly

the other side. bread. And forgive vs our debts as we When titles, pensions, orders, with random hand forgiue our debtors. And lede vs not

are showered, into temptation, but deliuer vs from euil. 'Tis well that, save with blessings, she still For thine is the kingdome, and the power, should walk undowered, and the glory for euer. Amen.

What title like her own sweet name, with the

music all its own? [From Punch. ]

What order like the halo by her good deeds THE NIGHTINGALE'S RETURN.

round her thrown?

Like her own bird-ail voiceless while the dayMost blessed things come silently, and silently

light songsters trill, depart;

Sweet singer in the darkness when all songs Noiseless steals spring-time on the year, and

else are still comfort on the heart; And still, and light, and gentle

, like a dew, the She on that night of suffering that chilled other

hearts to stone, rain must be,

Came with soft step and gentle speech, yet wise To quicken seed in furrow and blossom upon

and firm of tone.


tain snows;

Nile has its foaming rapids, froshets from moun- Think of the prayers for her, that to the pray

ing heart came back, But where his stream broeds fruitfulness, serene In rain of blessings, seeming still to spring and calm it flows;

upon her track: And when he over-brims, to cheer his banks on the comfort of her graciousness to those whose either side,

road to death You scarce can mark, so gradual, the swelling Was dark and doubtful, till she showed the of his tide.

light of love and faith.

The wings of angels make no stir, as they ply Then leave her to the quiet she has chosen : their works of love;

she demands But hy the balm they shed around, we know No greeting from our brazen throats and vulgar them that they move.

clapping hands. God spake not in the thunder, nor the mighty Leave her to the still comfort the saints know rushing blast;

that have striven. His utterance was in the still small voice, that What are our earthly honors ? Her honors are came at last.

in heaven.

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