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CHAPTER IX.

RECOLLECTIONS.

"IF you will not think me an old croaker, ma'am, I would say that you retired from work too soon. That was always my opinion. I said it at the time, and I say it again. To give up before your time is flying in the face of Providence."

"I know you are fond of a fine preacher, Mr. Rule," said Catherine Vernon; "don't you remember what the Scotch Chalmers said, that our lives were like the work of creation, and that the last ten years was the Sabbath-for rest?"

We are not under the Jewish dispensation," said the old clerk, as if that settled the question.

Catherine laughed. She was seated near old Mrs. Morgan in the round window, her carriage waiting outside. Mr. Rule, who was a neighbour, having retired upon a handsome pension and occupying a handsome house, had come in to call upon the old couple, and these two, so long associated in labour and anxiety, had begun, as was natural, to talk on

a subject which the others with difficulty followed— the bank. Mrs. Morgan never did anything save sit contentedly in her chair with her hands clasped, but the captain sat by the table working away at one of his models of ships. He was very fond of making these small craft, which were admirably rigged and built like miniature men-of-war. This one was for Alick Vernon, the middle boy of Mrs. Reginald's three. In the background, half hidden by the curtains and by the captain's seat, Hester had taken refuge in a deep elbow-chair, and was reading. She did not want to hide herself, but she had no desire to be seen, and kept in the background of her own will. Catherine Vernon never took any special notice of her, and Hester was too proud either to show that she felt this, or to make any attempt to mend matters. She had risen up on her cousin's entrance, and touched her hand coldly, then sank back into her former place, and whether any one remembered that she was there at all she did not know.

"If one works till sixty, one does very well," Miss Vernon said.

"You did not think that applicable to me, ma'am," said the clerk. "You would not let me give up till I was near seventy."

"For the sake of the bank-for the sake of the young men. Where would they have been without

a guide?"

"Ah!" said old Rule, shaking his head, "there is no guide like the chief. They might turn upon

me, and laugh in my face, and tell me I am oldfashioned; but they could not say that to you."

"Well, well! the young men fortunately have gone on very well, and have shown no need of a guide."

To this there was no reply, but a little pause pregnant of meaning. The thrill of the significance in it roused Hester altogether from her book: she had not been reading much to begin with, and now all her faculties were awakened. She understood no reason for it, but she understood it. Not so Catherine, however, who took no notice, as so often happens to the person chiefly concerned.

"Thirty years is a long spell," she said. "I was at it late and early, and did not do so badly, though I am only a woman.”

"Women-when they do take to business-are sometimes better then men," said the clerk, with an accent almost of awe.

"That is natural," said old Captain Morgan over his boat, without raising his head. "For why ?—it is not the common women, but those of the noble kind, that ever think of trying: so of course they go further and do better than the common men."

"I don't think that is a compliment," said Catherine, "though it sounds a little like one. You have a turn for those sort of sayings, Uncle Morgan, which seem very sweet, but have a bitter wrapped up in them."

"Nay, he never was bitter," Catherine, said the old lady. "He knows what he is talking of. He

means no harm to the common women-for his wife is one of them."

"We will not inquire too closely what he means," said Catherine Vernon with a smile. "Anyhow it is very sweet to be able to retire while one has still command of all one's faculties, and see the young ones come in. Of course one does not expect to live for ever.

We are all in the Sunday period of

our lives, all of us here."

"Not I," said the old clerk, "with respect be it spoken: I have had my Sunday and am ready to begin again, if there should be any need of me."

Which there is not, thank God," she said heartily. And again there ensued that little pause. Was it possible she did not observe it? No one echoed the sentiment, no one even murmured the little nothings with which a stillness, which has a meaning, is generally filled up by some benevolent bystander. What did it mean? Hester asked herself. But Catherine took no notice. All had gone so well with her. She was not afraid of evil tidings. Her affection for the young men, her relations and successors, was calm enough to secure her from the anxious prescience of love. She took her life and all that was connected with her, with that serene and boundless faith which is the privilege of the untried soul. Catherine would have resented beyond everything else the imputation that her life was without experience. She had gone through a great deal, she thought. The evening long ago, when she had been told that the credit of the Vernons was at

stake, and had roused herself to redeem it, had been the highest crisis and turning-point of existence to her. What had happened since had been little in comparison. She had not known what anxiety meant in the deepest sense of the word, and what had happened before was so long over, that, though she recollected every incident of that early time, it was apart from all her after-life, and never influenced her practical thoughts. She did not pay any attention to that pause which might have awakened her suspicions. There was no foundation in her for suspicion to build upon. She was so sure of all connected with her, and of herself, the first necessity of all.

"I will never forget," said old Mr. Rule, after a pause, "that night, when I had to go and warn you that all was lost unless you would help. What a night it was! I recollect now the light on Wilton Street; the sunset shining in the Grange windows as I rushed through the shrubbery. You were a young lady then, Miss Vernon, and I could not tell whether you would do it or not. Mrs. John, poor thing, that I went to first, was never very wise

Here a sudden fit of coughing on the part of the captain, and a stirring of Hester in the background, showed the old clerk his mistake.

"I beg your pardon, Miss Hester," he cried, “I was just going to tell something of your mother that would please you. When I told her we wanted money, she ran to her desk and got out all she had. It was twenty pounds," said the old clerk with a

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