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If you cannot pay at the time, you will be ashamed to see your creditor; you will be in fear when you speak to him; you will make poor, pitiful, sneaking excuses; and, by degrees, come to lose your veracity, and sink into base, downright lying; for The second vice is lying, the first is running in debt, as Poor Richard says; and again, to the same purpose, Lying rides upon Debt's back; whereas a free-born Englishman ought not to be ashamed nor afraid to see or speak to any man living. But poverty often deprives a man of all spirit and virtue. It is hard for an empty bag to stand upright.

"What would you think of that prince, or of that government, who should issue an edict forbidding you to dress like a gentleman or gentlewoman, on pain of imprisonment or servitude? Would you not say that you were free, have a right to dress as you please, and that such an edict would be a breach of your privileges, and such a government tyrannical? And yet you are about to put yourself under such tyranny, when you run in debt for such dress! Your creditor has authority, at his pleasure, to deprive you of your liberty, by confining you in jail till you shall be able to pay him. When you have got your bargain, you may, perhaps, think little of payment; but, as Poor Richard says, Creditors have better memories than debtors; creditors are a superstitious sect, great observers of set days and times. The day comes round before you are aware, and the demand is made before you are prepared to satisfy it; or, you bear your debt in mind, the term, which at first seemed so long, will, as it lessens, appear extremely short. Time will seem to have added wings to his heels as well as his shoulders. Those have a short Lent, who owe money to be paid at Easter. At present, perhaps, you may think yourselves in thriving circumstances, and that you can bear a little extravagance without injury; but,

if

For age and want save while you may;
No morning sun lasts a whole day.

Gain may be temporary and uncertain, but ever, while you live, expense is constant and certain; and It is easier to build two chimneys, than to keep one in fuel, as Poor Richard says; so, Rather go to bed supperless, than rise in debt.

"This doctrine, my friends, is reason and wisdom; but, after all, do not depend too much upon your own industry, and frugality, and prudence, though excellent things; for they may all be blasted, without the blessing of Heaven; and, therefore, ask that blessing humbly, and be not uncharitable to those that

at present seem to want it, but comfort and help them. Remember, Job suffered, and was afterwards prosperous."

Thus the old gentleman ended his harangue. I resolved to be the better for it; and, though I had at first determined to buy stuff for a new coat, I went away resolved to wear my old one a little longer. Reader, if thou wilt do the same, thy profit will be as great as mine. I am, as ever, thine to serve thee. RICHARD SAUNDERS.

THE WHISTLE.

When I was a child, at seven years old, my friends, on a holiday, filled my little pocket with coppers. I went directly to a shop, where they sold toys for children; and being charmed with the sound of a whistle, that I met by the way in the hands of another boy, I voluntarily offered him all my money for one. I then came home, and went whistling all over the house, much pleased with my whistle, but disturbing all the family. My brothers, and sisters, and cousins, understanding the bargain I had made, told me I had given four times as much for it as it was worth. This put me in mind what good things I might have bought with the rest of my money-and they laughed at me so much for my folly, that I cried with vexation: and the reflection gave me more chagrin, than the whistle gave me pleasure.

This, however, was afterwards of use to me, the impression continuing on my mind; so that often, when I was tempted to buy some unnecessary thing, I said to myself, don't give too much for the whistle; and so I saved my money.

As I grew up, came into the world, and observed the actions of men, I thought I met with many, very many, who gave too much for the whistle.

When I saw any one too ambitious of court favors-sacrificing his time in attendance at levees, his repose, his liberty, his virtue, and perhaps his friends, to attain it-I have said to myself, this man gives too much for his whistle.

When I saw another fond of popularity, constantly employing himself in political bustles, neglecting his own affairs, and ruining them by that neglect, he pays, indeed, says I, too much for his whistle.

If I knew a miser who gave up every kind of comfortable living all the pleasure of doing good to others-all the esteem of his fellow-citizens-and the joys of benevolent friend

ship, for the sake of accumulating wealth; poor man, says I, you do, indeed, pay too much for your whistle.

When I meet a man of pleasure, sacrificing every laudable improvement of the mind or of his fortune, to mere corporeal sensations-Mistaken man, says I, you are providing pain for yourself instead of pleasure-you give too much for your whistle. If I see one fond of fine clothes, fine furniture, fine equip ages, all above his fortune, for which he contracts debts, and ends his career in prison-Alas, says I, he has paid dear, very dear, for his whistle.

When I see a beautiful, sweet-tempered girl married to an ill-natured brute of a husband-What a pity it is, says I, that she has paid so much for a whistle.

In short, I conceived that great part of the miseries of mankind were brought upon them by the false estimates they had made of the value of things, and by their giving too much for their whistles.

ON THE WASTE OF LIFE.

Amergus was a gentleman of good estate; he was bred to no business, and could not contrive how to waste his hours agreeably; he had no relish for any of the proper works of life, nor any taste for the improvement of the mind; he spent generally ten hours of the four-and-twenty in bed; he dozed away two or three more on his couch; and as many were dissolved in good liquor every evening, if he met with company of his own humor. Thus he made a shift to wear off ten years of his life since the paternal estate fell into his hands.

One evening, as he was musing alone, his thoughts happened to take a most unusual turn, for they cast a glance backward, and he began to reflect on his manner of life. He bethought himself what a number of living beings had been made a sacrifice to support his carcass, and how much corn and wine had been mingled with these offerings; and he set himself to compute what he had devoured since he came to the age of man. "About a dozen feathered creatures, small and great, have, one week with another," said he, "given up their lives to prolong mine, which, in ten years, amounts to at least six thousand. Fifty sheep have been sacrificed in a year, with half a hecatomb of black cattle, that I might have the choicest parts offered weekly upon my table.

"Thus a thousand beasts, out of the flock and the herd, have

been slain in ten years' time to feed me, besides what the forest has supplied me with. Many hundreds of fishes have, in all their variety, been robbed of life for my repast, and of the smaller fry some thousands. A measure of corn would hardly suffice me fine flour enough for a month's provision, and this arises to above six score bushels; and many hogsheads of wine and other liquors have passed through this body of mine-this wretched strainer of meat and drink! And what have I done all this time for God and man? What a vast profusion of good things upon a useless life, and a worthless liver?

"There is not the meanest creature among all those which I have devoured, but hath answered the end of its creation better than I. It was made to support human nature, and it has done so. Every crab and oyster I have eaten, and every grain of corn I have devoured, hath filled up its place in the rank of beings with more propriety and honor than I have done. Oh, shameful waste of life and time!"

In short, he carried on his moral reflections with so just and severe a force of reason, as constrained him to change his whole course of life; to break off his follies at once, and to apply himself to gain some useful knowledge, when he was more than thirty years of age. He lived many following years with the character of a worthy man and an excellent Christian; he died with a peaceful conscience, and the tears of his country were dropped upon his tomb.

The world, that knew the whole series of his life, were amazed at the mighty change. They beheld him as a wonder of reformation, while he himself confessed and adored the Divine power and mercy which had transformed him from a brute to a man. But this was a single instance, and we may almost venture to write miracle upon it. Are there not numbers, in this degenerate age, whose lives thus run to utter waste, without the least tendency to usefulness?

TURNING THE GRINDSTONE.

When I was a little boy, I remember, one cold winter's morning, I was accosted by a smiling man with an axe on his shoulder. "My pretty boy," said he, "has your father a grindstone?" "Yes, sir," said I. "You are a fine little fellow," said he; "will you let me grind my axe on it?" Pleased with the compliment of "fine little fellow," "O yes, sir," I answered; "it is down in the shop." "And will you, my man," said he, patting

How could I "How old are

me on the head, "get me a little hot water?" refuse? I ran, and soon brought a kettle full. you? and what's your name?" continued he, without waiting for a reply; "I am sure you are one of the finest lads that ever I have seen; will you just turn a few minutes for me?"

Tickled with the flattery, like a little fool, I went to work, and bitterly did I rue the day. It was a new axe, and I toiled and tugged till I was almost tired to death. The school-bell rang, and I could not get away; my hands were blistered, and the axe was not half ground. At length, however, it was sharpened; and the man turned to me with, "Now, you little rascal, you've played truant; scud to the school, or you'll buy it!" "Alas!" thought I, "it was hard enough to turn a grindstone this cold day; but now to be called a little rascal, is too much." It sank deep in my mind; and often have I thought of it since. When I see a merchant over polite to his customersbegging them to take a little brandy, and throwing his goods. on the counter-thinks I, That man has an axe to grind. When I see a man flattering the people, making great professions of attachment to liberty, who is in private life a tyrant, methinks, Look out, good people! that fellow would set you turning grindstones. When I see a man hoisted into office by party spirit, without a single qualification to render him either respectable or useful-alas! methinks, deluded people, you are doomed for a season to turn the grindstone for a booby.

APOLOGUE ON WAR.

In what light we are viewed by superior beings, may be gathered from a piece of late West India news, which possibly has not yet reached you. A young angel of distinction being sent down to this world on some business, for the first time, had an old courier-spirit assigned him as a guide. They arrived over the seas of Martinico, in the middle of the long day of obstinate fight between the fleets of Rodney and De Grasse. When, through the clouds of smoke, he saw the fire of the guns, the decks covered with mangled limbs, and bodies dead or dying; the ships sinking, burning, or blown into the air; and the quantity of pain, misery, and destruction the crews yet alive were thus with so much eagerness dealing round to one another; he turned angrily to his guide, and said, “You blundering blockhead, you are ignorant of your business; you undertook to conduct me to the earth, and you have brought

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