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EVOLUTION TOWARDS A MORE COMPETITIVE
Synopsis of the CommissionersAll Industry Model Bills
THE MATURING OF THE RATE REGULATORY SYSTEM
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action activity adopted agents agreement antitrust laws application approach association authorized automobile basis bureau changes charged Commission commissioner competition rating laws concentration concept concerning conduct consumer continued cost Court coverage determine developed discrimination discussion economic effect enforcement examination excessive exists experience federal antitrust filing fire firms Furthermore increase independent indicated individual Insurance Company insurance industry insurance rates interest issue legislation liability insurance limited lines loss means merger monopoly NAIC open competition open competition rating operation organization period person practices premium present prior approval problems Proceedings profits prohibited property and liability rate regulatory rating bureaus rating organization reasonable regulation regulatory risks rules situation standards Stat statistical statutes structure supra note trade underwriting United various violation York