The Economics of Consumer CreditGiuseppe Bertola, Richard Disney, Charles Benedict Grant MIT Press, 2006 - Всего страниц: 378 Focusing on consumer debt, this work presents research relating to policy debates on such topics as privacy rules, the regulation of contractual responsibilities, financial stability and over indebtedness. Many chapters compare the use of credit markets by households in different countries, while others focus on single countries. |
Содержание
1 The Economics of Consumer Credit Demand and Supply | 1 |
2 Consumer Credit Markets in the United States and Europe | 27 |
A CrossCountry Comparison | 63 |
Lessons from Italy | 93 |
Evidence from UK Households | 135 |
Facts and Theories | 181 |
Theory and US Evidence | 239 |
8 The Evolution of the Credit Counseling Industry in the United States | 275 |
9 Development and Regulation of Consumer Credit Reporting in the United States | 301 |
10 The Role and Effects of Credit Information Sharing | 347 |
Contributors | 373 |
| 375 | |
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The Economics of Consumer Credit Giuseppe Bertola,Richard Disney,Charles Benedict Grant Просмотр фрагмента - 2006 |
Часто встречающиеся слова и выражения
accounts additional agencies amount apply assets associated average balance Bank of Italy bankruptcy banks behavior benefit borrowers changes chapter charges compared competition constraints consumer credit consumption costs counseling countries credit bureaus credit card credit markets credit reports creditors debit card debt debtors default demand discussed Economic effect equity estimated European evidence exemption Federal file filing financial growth higher holds households housing important income increase individuals industry institutions interest interest rates Italy lenders lending less limited liquid loans lower measures mortgage Note obtain offer ownership payment percent period plans positive probability problems protection purchases rates recent reduce regulation relatively repay repayment Review revolving saving scores share shows significant Source statistics studies suggests supply survey Table tion United United Kingdom University utility variables wealth
Библиографические данные
| Название | The Economics of Consumer Credit |
| Редакторы | Giuseppe Bertola, Richard Disney, Charles Benedict Grant |
| Издание: | иллюстрированное |
| Издатель | MIT Press, 2006 |
| ISBN | 0262026015, 9780262026017 |
| Количество страниц | Всего страниц: 378 |
| Экспорт цитаты | BiBTeX EndNote RefMan |