The Economics of Consumer Credit

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Giuseppe Bertola, Richard Disney, Charles Benedict Grant
MIT Press, 2006 - Всего страниц: 378
Focusing on consumer debt, this work presents research relating to policy debates on such topics as privacy rules, the regulation of contractual responsibilities, financial stability and over indebtedness. Many chapters compare the use of credit markets by households in different countries, while others focus on single countries.

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Содержание

1 The Economics of Consumer Credit Demand and Supply
1
2 Consumer Credit Markets in the United States and Europe
27
A CrossCountry Comparison
63
Lessons from Italy
93
Evidence from UK Households
135
Facts and Theories
181
Theory and US Evidence
239
8 The Evolution of the Credit Counseling Industry in the United States
275
9 Development and Regulation of Consumer Credit Reporting in the United States
301
10 The Role and Effects of Credit Information Sharing
347
Contributors
373
Index
375
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